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We built the funding solution banks refused to be.

Founded because too many great businesses were being rejected by institutions that only cared about credit scores and collateral - not the actual strength of the business. We built something faster, fairer, and built around the owner.

Why funding became personal

Lucia Molina knows what it means to build a business from the ground up, because she's lived it. For much of her career, Lucia has worked in sales, leadership, and the water treatment industry. As a small business owner, she experienced firsthand one of the biggest challenges entrepreneurs face: having the vision and opportunity to grow, but not always having the capital to move fast enough.

Access to credit and business funding changed that. It gave her the ability to invest in people, marketing, equipment, infrastructure, and new opportunities when they mattered most. Over time, those resources helped her grow a multimillion-dollar business and build a team of more than 40 employees. That experience completely changed the way Lucia looks at credit.

To her, funding isn't simply about borrowing money. It's about giving a business owner the resources to act when opportunity shows up. Today, Lucia has taken everything she learned as an entrepreneur and turned it into a new mission. Backed by FreedomPath, she now helps other business owners understand their funding options, strengthen their financial position, access capital, and use it strategically to grow.

She understands the person on the other side of the application because she's been there. She knows what it feels like to make payroll, invest in growth, hire the next employee, take a calculated risk, and wonder whether you have enough capital to get to the next level. Now, her goal is simple: help other entrepreneurs get access to the same kind of financial leverage that helped transform her own business.

"I didn't become passionate about business funding because I worked in finance. I became passionate about it because I built a business and experienced firsthand what access to capital can make possible."
- Lucia Molina
Lucia Molina, founder of Rising Future Consultants

Mission & values

Four principles that guide every funding decision, every conversation, and every dollar we put to work.

Speed without shortcuts

We move fast because owners need capital now, not after a 60-day committee review. Our process is fast because we built it that way - not because we skipped anything that matters.

Honest from the start

No bait-and-switch rates. No fees buried in footnotes. Your specialist will show you the full picture before you sign anything - because a deal that works is the only deal worth doing.

Funded on merit

Your revenue and cash flow speak louder than your credit score. We built our underwriting around the strength of your business - not the limitations of a generic algorithm.

Built for the long haul

We want to be your funding partner for the next contract, the next location, and the next chapter. Not just a one-time transaction - a relationship built on results.

The Rising Future Consultants team - experienced lending specialists dedicated to small business success

Three things banks still get wrong - and we do right

The traditional lending model was designed for large corporations. We designed ours for you.

We work fast

Banks take 30–90 days to process a loan application. We built for the speed of business. A decision in minutes. Money in your account in as little as 24 hours. Because an opportunity that needs capital today can't wait until next quarter.

We look at revenue

A 680 credit score shouldn't disqualify a business that generates $80,000 in monthly revenue. We know the difference between a business that's struggling and a business that had a rough year personally. Our underwriting is built on cash flow - not fear.

You get a real person

One dedicated funding specialist handles your file from application to funded. They know your business, know your numbers, and pick up the phone. No call-center roulette. No starting over every time you call back.

Meet Lucia Molina

Founder and CEO Lucia Molina built Rising Future Consultants to be the funding partner she wished existed while growing her own business.

Lucia Molina, Founder and CEO of Rising Future Consultants

Lucia Molina

Founder & CEO

Lucia grew a multimillion-dollar business with a team of more than 40 employees - and experienced firsthand what access to capital makes possible. Backed by FreedomPath, she now helps other owners fund their next stage of growth.

The numbers that back up the story

$500K

Available to your business, based on your revenue.

60 sec

To see your options online, with no credit impact.

$0

Cost to apply. No obligation, no hidden fees.

All 50

States actively funded

Our commitment to every business owner

These aren't marketing promises. They're the operating standards every member of our team is held to.

Transparent terms from day one

You'll see your full offer - rates, fees, total cost - before you make any decisions. If anything isn't clear, your specialist will explain it until it is. We don't do fine print surprises.

A specialist who knows your file

One dedicated advisor handles your application, your questions, and your relationship with Rising Future Consultants. You'll never repeat yourself to a stranger or sit on hold in a call queue again.

No cost, no credit impact to explore

Checking your options with Rising Future Consultants is always free and uses a soft pull that never affects your credit score. You're under no obligation until you accept an offer. Explore freely.

Ready to see what we can do for your business?

60 seconds to apply. No cost. No credit impact. A real person will follow up with your best options.

Call Apply Now