Disclosures

1. Business Financing Only

All products and services offered or described on this website are intended exclusively for use by legally formed US business entities for commercial and business purposes. ABC Funding does not offer consumer loans, personal loans, or any financing governed by the Truth in Lending Act (TILA) in a consumer context. By submitting an inquiry, you confirm that you are seeking financing solely for business purposes.

2. ABC Funding Is Not a Bank

ABC Funding LLC is not a bank, credit union, or other licensed depository institution. We are not licensed as a lender in any US state in a capacity that involves direct origination of loans to businesses. ABC Funding operates as a financing marketplace and, where applicable, as a commercial loan broker, introducing businesses to third-party funding partners who independently evaluate and extend financing offers. No banking relationship is created between you and ABC Funding by your use of this Site or submission of an inquiry.

3. Third-Party Funding Partners

Financing offers you may receive through ABC Funding are originated, underwritten, and funded by independent third-party entities ("Funding Partners"), which may include:

• Private commercial lenders
• Merchant cash advance providers
• Equipment finance companies
• Revenue-based financing providers
• Other alternative business financing entities

Each Funding Partner has its own underwriting guidelines, approval criteria, lending policies, fee structures, and terms and conditions. ABC Funding does not control, guarantee, or endorse the products, offers, or practices of any Funding Partner. ABC Funding may receive compensation from Funding Partners in the form of referral fees, broker commissions, or similar arrangements when a financing transaction is completed. This compensation does not increase the cost of financing to you.

4. Funding Amounts, Times, and Terms Vary

Any amounts, interest rates, factor rates, terms, repayment schedules, or funding timelines described on this website are illustrative examples only. They are not guaranteed and do not represent the terms any specific business will receive. Actual financing offers depend on:

• The completeness and accuracy of the information you provide
• The Funding Partner's independent underwriting review of your business's financial history, cash flow, time in business, industry, and other factors
• Market conditions and Funding Partner capacity at the time of application
• The jurisdiction in which your business operates

Stated funding timelines (such as "as little as 24 hours") represent best-case scenarios for qualified applicants whose applications are complete and whose bank processes transactions promptly. Actual timing may vary.

5. No Guarantee of Approval

Submitting an application or inquiry through ABC Funding does not guarantee that your business will receive a financing offer. Not all businesses will qualify. Pre-qualification or initial eligibility estimates provided on the Site are based on limited information and do not constitute a firm offer or commitment to lend. A final approval decision is made solely by the Funding Partner after completing its underwriting process.

6. Illustrative Examples

Case studies, testimonials, example scenarios, funding amounts, and customer stories presented on this website are for illustrative purposes only. They represent past experiences of specific businesses under specific conditions and are not a guarantee, prediction, or promise of any particular outcome for your business. Results will vary based on individual circumstances.

7. Credit Inquiries

Checking your options through ABC Funding typically involves a soft credit inquiry, which does not affect your personal or business credit score and is not visible to other lenders. If you proceed with a financing offer from a Funding Partner, that partner may conduct a hard credit inquiry as part of their formal underwriting. You will be informed prior to any hard inquiry being performed.

8. Rates and Fees

Business financing products offered through our Funding Partners may carry interest rates, factor rates, origination fees, administrative fees, prepayment penalties, or other charges. The cost of financing varies widely depending on the product type, your business profile, and the Funding Partner. Annual percentage rates (APRs) or equivalent cost metrics for business financing products may be higher than those associated with traditional bank loans. You should carefully review all fees, terms, and total cost of capital before accepting any financing offer.

9. State Availability

Financing products and availability vary by state. Not all products are available in all states. Certain Funding Partners may not operate in your state. ABC Funding makes no representation that any specific product is available to businesses in every US jurisdiction. You are responsible for complying with applicable local, state, and federal laws in connection with any financing you obtain.

10. Contact for Questions

If you have questions about these disclosures or about any financing product, please contact us before submitting an application:

• Email: hello@abcfunding.com
• Phone: (800) 777-7777
• Mail: ABC Funding LLC, 100 Commerce Way, Suite 500, Wilmington, DE 19801

See also our Privacy Policy and Terms & Conditions.