How ABC Funding
Works

Fill out our short online application — it takes about 5 minutes and asks only what we need to match you with the right product. No tax returns, no financial statements, no endless paperwork at this stage. Just tell us about your business: how long you've been operating, your average monthly revenue, and how much funding you need. That's it.

The moment you submit, our system analyzes your business profile and instantly identifies which of our funding products — working capital, short-term loan, equipment financing, or line of credit — fits your situation best. Your dedicated funding specialist then reviews your match personally and may reach out with a quick question or two to sharpen the offer.

You'll receive a clear, plain-English offer with the amount, factor rate or interest rate, repayment structure, and total cost — all laid out before you sign anything. Your specialist walks you through every number. There are no hidden fees, no balloon payments, and no surprises buried in the fine print. Take your time; there's no pressure.

Once you accept your offer, funds are typically in your business bank account in as little as 24 hours — often the same business day. We handle all the behind-the-scenes coordination so you can focus on what you actually needed the capital for: hitting payroll, securing that contract, buying inventory, or finally getting that equipment.

Repayment is straightforward. Depending on your product, payments may be daily, weekly, or monthly — always on the schedule agreed upfront. Many of our products also offer the option to pay off early with no prepayment penalty. As your business grows, your specialist is standing by to discuss increased limits or a new round of funding.