Proudly funding small businesses since 2014

We built the funding solution banks refused to be.

Founded because too many great businesses were being rejected by institutions that only cared about credit scores and collateral — not the actual strength of the business. We built something faster, fairer, and built around the owner.

See our funding options Call (800) 777-7777

Our story

Started with a problem every owner knows

In 2014, our founders watched solid, revenue-generating businesses get turned away by banks with a form letter and a credit score cutoff. A contractor doing $300,000 a year in revenue, rejected because of a medical collection from three years ago. A restaurant with a full dining room denied because they were 18 months old instead of 24. The system wasn't broken — it was built for someone else.

We built ABC Funding around a private network of lending partners that evaluate businesses the way any intelligent lender should: on the revenue they generate, the cash flow they maintain, and the trajectory they're on. Not a three-digit number that doesn't tell the whole story.

Since then, we've deployed over $2.4 billion into small businesses across every state in the country. Every dollar earned by proving that speed and fairness aren't mutually exclusive — and that the businesses that build this country deserve a better answer than "come back in 60 days."

ABC Funding by the numbers

2014

Year founded

$2.4B+

Capital deployed

38,000+

Businesses funded

States served

Rated 4.8/5

Based on 1,900+ verified reviews from real business owners across the country.

What we stand for

Mission & values

Four principles that guide every funding decision, every conversation, and every dollar we put to work.

Speed without shortcuts

We move fast because owners need capital now, not after a 60-day committee review. Our process is fast because we built it that way — not because we skipped anything that matters.

Honest from the start

No bait-and-switch rates. No fees buried in footnotes. Your specialist will show you the full picture before you sign anything — because a deal that works is the only deal worth doing.

Funded on merit

Your revenue and cash flow speak louder than your credit score. We built our underwriting around the strength of your business — not the limitations of a generic algorithm.

Built for the long haul

We want to be your funding partner for the next contract, the next location, and the next chapter. Not just a one-time transaction — a relationship built on results.

The real difference

Three things banks still get wrong — and we do right

The traditional lending model was designed for large corporations. We designed ours for you.

We work fast

Banks take 30–90 days to process a loan application. We built for the speed of business. A decision in minutes. Money in your account in as little as 24 hours. Because an opportunity that needs capital today can't wait until next quarter.

We look at revenue

A 680 credit score shouldn't disqualify a business that generates $80,000 in monthly revenue. We know the difference between a business that's struggling and a business that had a rough year personally. Our underwriting is built on cash flow — not fear.

You get a real person

One dedicated funding specialist handles your file from application to funded. They know your business, know your numbers, and pick up the phone. No call-center roulette. No starting over every time you call back.

The people behind your funding

Meet our leadership team

Experienced operators, lenders, and advisors who've spent careers in small business financing — and built ABC Funding to be the company they always wished existed.

Robert Hanley

Founder & CEO

20+ years in commercial lending. Left a regional bank to build something faster, fairer, and built around the owner — not the institution. Robert has personally overseen the funding of more than $1 billion in small business capital.

Diana Morales

Head of Underwriting

Former senior underwriter at two national lending firms. Diana evaluates every deal against the real story behind the numbers — cash flow, industry cycles, and the trajectory of the business. She's the reason our approval rates are higher and our defaults are lower.

Chris Watkins

Director of Client Success

Worked with 4,000+ business owners to structure funding that actually fits their cash flow — not a generic term sheet. Chris leads the team responsible for our 4.8/5 rating and is the reason so many owners come back for a second and third round of financing.

The numbers that back up the story

$2.4B+

Funded to small businesses

38,000+

Businesses backed nationwide

4.8/5

Average owner rating

All 50

States actively funded

Our promise

Our commitment to every business owner

These aren't marketing promises. They're the operating standards every member of our team is held to.

Transparent terms from day one

You'll see your full offer — rates, fees, total cost — before you make any decisions. If anything isn't clear, your specialist will explain it until it is. We don't do fine print surprises.

A specialist who knows your file

One dedicated advisor handles your application, your questions, and your relationship with ABC Funding. You'll never repeat yourself to a stranger or sit on hold in a call queue again.

No cost, no credit impact to explore

Checking your options with ABC Funding is always free and uses a soft pull that never affects your credit score. You're under no obligation until you accept an offer. Explore freely.

Ready to see what we can do for your business?

60 seconds to apply. No cost. No credit impact. A real person will follow up with your best options.

Apply now Call (800) 777-7777