Small Business Loans,
Funded Fast
Get $5,000 to $500,000 based on your revenue — not just your credit score. One straightforward application unlocks your best options in minutes, with money in your account in as little as one business day.
38,000+
businesses funded
1,900+ business owners
The Fastest Path to Small Business Capital
A small business loan gives you the working capital to handle payroll gaps, stock up on inventory, hire ahead of a busy season, or seize an opportunity that won't wait. The traditional path — bank applications, tax returns, collateral appraisals, six-week waits — was designed for corporations, not entrepreneurs running on real schedules.
ABC Funding takes a different approach. We look at the actual performance of your business — your monthly revenue and cash flow — and match you with the right product from our nationwide network of private funding partners. The result is a decision that's faster, fairer, and more likely to end with a yes. Whether you need a lump-sum loan, a flexible line of credit, or equipment financing, a single free application covers every option.
Pick the funding that fits
One application, four powerful options. Tell us what you need and we'll match you to the product that works best for your business and your cash flow.
Working Capital Loans
Flexible cash for payroll, inventory, or any business need. Draw what you need and repay on a schedule that works for your cash flow.
$5,000 – $500,000
Learn moreShort-Term Business Loans
A lump sum upfront, repaid over 3–18 months. Perfect for seizing a contract, expanding a location, or bridging a revenue gap.
Up to $500,000
Learn moreEquipment Financing
Finance the machines, vehicles, or tech that drive more revenue — without draining your operating cash.
Up to $250,000
Learn moreBusiness Line of Credit
Draw what you need, when you need it. Only pay for what you use — built-in flexibility for unpredictable business cycles.
Up to $250,000
Learn moreMost Small Businesses Qualify
You don't need a perfect credit score, years of tax returns, or real-estate collateral to get funded through ABC Funding. Our private lending network was built to say yes more often — because we evaluate your business on what actually matters: revenue.
If your business is generating consistent monthly revenue, there's a strong chance we have a product that fits. Imperfect credit, a short history, or a slow season won't automatically disqualify you. Apply in 60 seconds to see exactly where you stand — it won't cost you a thing.
- At least 6 months in business — even newer businesses with strong revenue can qualify.
- $10,000+ in average monthly revenue — your sales are what drive the approval decision.
- An active U.S. business bank account — required to receive funds and verify cash flow.
- Any industry — we fund 700+ business types from construction to restaurants to retail.
- Imperfect credit welcome — revenue matters most; many owners with scores under 600 are approved.
Not sure if you qualify?
Apply in 60 seconds to find out — there's no cost and no credit impact.
Check my eligibilityFrom Application to Funded in 3 Steps
No stacks of paperwork, no banker appointments, no weeks of silence. This is what the process actually looks like.
Apply in Minutes
Fill out our 5-minute online application — no documents, no tax returns, no surprises. Just a few straightforward questions about your business and what you need. It never affects your credit score.
Get Matched & Approved
A dedicated funding specialist reviews your application and matches you to the best product from our lender network. You'll receive a real decision — usually within minutes — and a clear offer with no hidden terms.
Money in Your Account
Accept your offer and the funds are wired directly to your business bank account. Most businesses receive their capital in as little as 24 hours — so you can get moving while the opportunity is still there.
Estimate Your Small Business Loan
Move the slider to your loan amount, choose a repayment term, and get an instant estimate of what your payments might look like. No signup required, no credit check — just a real-world feel for what's possible.
Frequently Asked Questions
Straight answers to the questions small business owners ask most.
What types of small business loans does ABC Funding offer?
ABC Funding offers four primary products in one application: working capital loans ($5,000–$500,000), short-term business loans (up to $500,000), equipment financing (up to $250,000), and business lines of credit (up to $250,000). Your funding specialist will match you with the option that best fits your goals and cash flow — no guesswork required.
How quickly can I get a small business loan?
Most applicants receive a decision within minutes of submitting their application. Once you accept an offer, funds are typically deposited directly into your business bank account in as little as 24 hours. Actual timing depends on the details you provide and your bank's processing speed.
What's the minimum credit score to qualify?
ABC Funding does not enforce a fixed minimum credit score. Our network of private funding partners evaluates your application based primarily on monthly revenue and business cash flow. Many owners with credit scores below 600 qualify successfully — the health of your business carries more weight than a single number.
How much can I borrow?
Loan amounts range from $5,000 to $500,000, depending on your monthly revenue and the financing product you select. Your specialist will help you identify an amount that makes sense for your cash flow so repayment never becomes a burden on the business.
Do I need collateral for a small business loan?
Most of our products are unsecured, which means you do not need to pledge your home, equipment, or other personal assets to qualify. Approval is based primarily on the strength of your business revenue. Your specialist will clearly outline any terms before you accept an offer — no fine-print surprises.
Funding for Every Industry
From job sites to restaurant kitchens, ABC Funding has backed owners in nearly every business category. Find your industry and see exactly how fast capital can move your business forward.
Construction & Contracting
Cover material costs, bridge payment gaps between contracts, and take on more jobs without waiting on invoices.
See funding optionsTrucking & Logistics
Finance new rigs, cover fuel and maintenance, or expand your fleet without tying up your operating capital.
See funding optionsRestaurants & Food Service
Upgrade kitchen equipment, cover seasonal swings, or open a second location — fast capital for food-service businesses.
See funding optionsRetail & eCommerce
Stock up for peak seasons, invest in marketing, or launch a new product line with working capital that moves as fast as your sales.
See funding optionsReady to fund your next move?
See what you qualify for in about 60 seconds — free, with no impact to your credit.