Agricultural Funding That Powers Planting Season, Harvest, and Every Season In Between
Farming runs on timing, and timing runs on capital. Whether you need to purchase seed before spring planting, finance equipment ahead of harvest, or bridge a cash gap between seasons, ABC Funding puts $5,000–$500,000 in your business account in as little as 24 hours — so the land keeps working.
The agricultural cash flow reality
Why Farms & Agriculture Businesses Face the Most Cyclical Cash Flow of Any Industry
Agriculture is the original seasonal business. You spend in spring to plant, manage through summer, and collect at harvest — if the weather, the market, and the timing all cooperate. Equipment breaks mid-season, input prices spike without warning, and lenders who don't understand agriculture often make you wait months for a decision.
ABC Funding works differently. Our revenue-based approach looks at what your farm or agribusiness has earned over the past several months, not just a single tax return or a credit score. If you've been operating at least six months and generating consistent revenue, we can have capital in your account before the season passes you by.
How farm owners use it
6 Ways Farms & Agriculture Businesses Use ABC Funding
From planting season inputs to harvest equipment — here's where fast capital moves the needle.
Farm Equipment & Machinery
Finance tractors, combines, irrigation systems, planting equipment, and specialty harvesters. Equipment financing keeps your cash liquid for inputs and operations while your machinery generates the revenue to repay it.
Seed, Feed & Agricultural Inputs
Pre-purchase seed, fertilizer, herbicides, feed, and other inputs when prices are favorable or before the planting window opens. Early buying often means better pricing and guaranteed availability.
Seasonal Cash Flow Gaps
Cover operating expenses during the long stretch between planting and harvest. A working capital advance bridges the gap between when you spend and when you sell, without forcing you to sell at the wrong time or price.
Livestock & Herd Expansion
Purchase cattle, hogs, poultry flocks, or other livestock to expand your operation. Livestock is revenue-generating capital — fund the expansion and let the herd pay it back.
Land Improvements & Infrastructure
Invest in grain storage, fencing, drainage tiling, irrigation upgrades, or barn construction that increases the productive capacity of your land. Capital improvements today raise your operation's long-term earning potential.
Distribution & Post-Harvest Operations
Fund the equipment, labor, and logistics needed to move your product from the field to market — cold storage, packaging equipment, transport coordination, and broker fees — before the sale revenue arrives.
Products built for agriculture
Funding Options for Farms & Agriculture Businesses
Match your capital to your need. Every product below is available to qualified farm and agriculture businesses.
Working Capital
Cover operating expenses, payroll, and input costs through any season.
$5,000–$500,000
Short-Term Loans
A lump sum for equipment purchases, livestock expansion, or land improvements.
Up to $500,000
Equipment Financing
Finance tractors, combines, and irrigation systems — keep cash liquid for operations.
Up to $250,000
Line of Credit
Draw during planting season, repay after harvest when revenue comes in.
Up to $250,000
Do You Qualify?
Most farm and agriculture businesses qualify when they meet these benchmarks:
6+ months in business
Operating history we can verify against bank statements.
$10,000+ in average monthly revenue
Revenue-based approval — not just a credit score.
Active business bank account
Funds are deposited directly into your business account.
U.S.-based farm or agriculture operation
We fund agricultural businesses across all 50 states.
No open bankruptcies
Discharged bankruptcies may still qualify — ask a specialist.
Farms, ranches, nurseries & agribusinesses
All agriculture and food production business types welcome.
We evaluate your farm revenue and bank statements — not just a credit score.
"We had an equipment failure right before harvest — our combine needed a major repair and the parts alone were $38,000. The bank told us to apply and wait. ABC Funding had us funded the next morning. We got the combine back on the field and finished harvest on schedule. If we'd waited for the bank, we'd have lost a significant portion of the crop. That funding paid for itself ten times over."
James K.
Grain Farm Owner — Iowa
How much could your farm or agriculture business qualify for?
Slide to your amount and see an instant estimate — no signup, no credit check.
Good to know
Frequently asked questions
Agriculture-specific answers to the questions we hear most.
Do you fund farms with highly seasonal revenue?
Can I use funding to purchase seed, fertilizer, or other inputs before planting season?
Does ABC Funding offer equipment financing for used farm equipment?
My farm has a slow revenue month on paper — will that hurt my application?
What types of agriculture businesses does ABC Funding work with?
Agriculture depends on the right investment at the right time. We make that possible.
Apply in 60 seconds. No cost, no credit impact.